Find Your Baja Property. Then Finance It.

Buying property in Mexico doesn’t mean you need to already understand the Mexican banking system.

YourBaja.com works with ProKredit, a Tijuana-based mortgage brokerage, to help U.S. buyers explore Mexican financing for properties they discover through YourBaja.

The difference is simple: you work with a local financing team that understands where you’re coming from financially.

Mexican Financing That Understands U.S. Buyers

Many Americans buying in Baja earn their income in the United States, maintain U.S. bank and investment accounts, carry American mortgages or other debt, and have spent years building their credit history in the U.S. ProKredit understands that profile. Their role is to review your overall financial situation and identify Mexican lenders and mortgage products that may be appropriate — while helping you understand what documentation matters and how your U.S.-based finances fit into the process.

Your profile may include:

U.S. income and employment
American credit history
U.S. bank statements and assets
Existing mortgages and liabilities
Available down payment
Mexican residency or immigration status, when applicable

Different Mexican lenders can evaluate the same borrower differently. Working with a local mortgage brokerage helps you navigate those differences without having to learn the Mexican banking system yourself.

Have Financial Ties to Both Mexico and the U.S.?

Dual nationals, Mexican-Americans and buyers with established financial histories in both countries can have additional financing options and considerations.

Learn About Financing for Binational Buyers →

From YourBaja Listing to Financing

Find the Property

Browse homes, condos and investment opportunities on YourBaja.com.

Understand Your Options

ProKredit reviews your financial profile and helps identify suitable Mexican financing alternatives.

Move Toward Closing

Their team assists with documentation, lender communication and mortgage follow-up throughout the process.

Found a Property You Want to Finance?

Let us connect you with ProKredit and explore your options.

WhatsApp ProKredit Call +52 663 124 6438 Email ProKredit

Mortgage approval, rates, terms and eligibility are determined by the applicable financial institution and are subject to lender underwriting requirements. ProKredit provides mortgage brokerage and advisory services and does not guarantee loan approval.